Debt, and the stress that comes with it, can be the cause of mental health difficulties for some people.
That is why Croydon Council is lending its weight, during Debt Awareness Week, to a campaign designed to raise awareness of the perils of getting into arrears and the impacts it can have.
Research conducted by StepChange Debt Charity, has revealed that 86% of those in debt have experienced moderate or severe mental health issues.
From 26 January to 1 February, the council, partnered by StepChange, is asking residents to:
- consider whether they are affected by debt;
- find tips on how to manage their money; and
- understand where they can get support if they are struggling to cope with the pressures that debt causes.
The council has successfully worked with more than 4,000 households affected by the cap on benefits to help them manage their money.
Running alongside is the new Step Change 7 Days, 7 Ways email programme, offering guidance through the initial stages of taking control of debt in a way that is encouraging, confidential and manageable. It shows that taking one small step every day can make a life-changing difference.
“Unfortunately, debt is a problem affecting many households and its effects can be devastating for a family.
That’s why the council is working with StepChange to help people deal with their financial problems, and show them there is a way through.
The council also helps customers who are in debt with us by working out manageable payment plans, so, I’d ask anybody who’s in debt to the council, to please get in touch as early as possible.
Our staff are trained to help reduce, in a manageable way, any debt you have, and suggest ways to stay debt-free in the future.”
Councillor Louisa Woodley, cabinet member people and communities
For information, visit www.stepchange.org/7days or call 0800 138 1111.